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Long Island IVF’s Fertility Grants Guide

By Tracey Minella

July 9th, 2014 at 9:00 am

credit: StuartMiles/freedigital photos.net

 

Financing…or lack thereof…is the number one obstacle to family-building for the majority of those suffering from infertility. Most insurance companies cover little (if any) of the costs of infertility treatment, especially advanced assisted reproductive technologies like in vitro fertilization (IVF). Even the medications for such treatment can be expensive.

Long Island IVF makes infertility treatments more affordable for patients through maximizing insurance benefit coverage as well as by offering specialized programs, such as our IVF Grant Program, Single Embryo Transfer Program, IVF Financial Share Program or Fertility Preservation Programs. For more information on these programs, see: http://www.longislandivf.com/payment_options.cfm  We also provide each patient with a personal financial counselor to help navigate the available options.

In addition to all the internal financial grant and related assistance offerings, we’d like to share other external grant funding sources which may be available to patients to assist with their infertility treatments. These organizations include:

The Cade Foundation & Long Island IVF

Long Island IVF actively supports the Tinina Q. Cade Foundation as our practice’s philanthropy. Next month, Long Island IVF will host a unique fund-raising event for the Cade Foundation on August 23rd at the Dance With Me Studio in Glen Head, Long Island, home of the Chmerkowsky Brothers and Tony Dovolani from Dancing With the Stars.

The Dancing for the Family event costs only $65 per ticket for a night of dance lessons, dancing, hors d’oeuvres, drinks, desserts, a silent auction and a chance to win a fabulous door prize: A Free IVF cycle donated by Long Island IVF!

Tickets are limited and can be purchased here: http://www.eventbrite.com/e/long-island-dancing-for-the-family-hosted-by-long-island-ivf-tickets-10690187639 The Free IVF cycle is transferrable once (subject to certain restrictions) so here’s a real chance for your fertile friends and family…who wish they could help you… to come out for a fun night and maybe they’ll win the prize for you!

The Cade Foundation is a non-profit organization whose mission is to promote awareness of infertility and serve the needs of couples struggling with infertility by providing educational resources and financial assistance for helping them grow their families. Each year, the Cade Foundation provides grants of up to $10,000 to infertile families to assist them with the cost of infertility treatment or domestic adoption.

Eligibility: In order to be eligible, applicants must have documented infertility, be legal, permanent residents of the United States, and submit the grant application (processing fees apply).

Application Process: The application must also include a detailed plan on how the applicants will contribute financially to their fertility treatments. Grant awards are made once per year.

For more information and to obtain an application, go to: www.cadefoundation.org

 

The NY State Infertility Demonstration Grant & Long Island IVF

Based on meeting high standards of IVF success rates, Long Island IVF is among the select programs chosen to participate in the infertility grant funded by New York State. The amount of treatment funding is based on the patient’s or couple’s combined household income; coverage can range from 2.5% up to 97.5% of IVF treatment costs.

Eligibility: In order to be eligible, applicants must be between the ages of 21 and 44 years, have documented infertility and meet clinical criteria, be residents of New York State, have medical insurance coverage but either be uninsured for fertility or IVF treatments or have exhausted their benefits and have a combined household income of less than $195k annually.

Application Process: Qualified, interested patients may apply through their Long Island IVF Financial Counselor.  Although there is no required application form, applicants must submit proof of NY State residency and income. Grant awards are made during the award period based on availability of grant funding from the State.

For more information on the NY State Infertility Demonstration Program at Long Island IVF and to review the participation criteria, go to: www.longislandivf.com/doh_ivf_grant.cfm

 

Pay It Forward Fertility Foundation

The Pay It Forward Fertility Foundation selects applicants who are uninsured for fertility treatment. Candidates may use their awarded partial or full grant for: IVF, donor eggs or embryo adoption.  Applicants must be under the age of 40 to qualify, unless using donor eggs or embryo adoption.  Although surrogate expenses are not available for funding, the IVF treatment for the preparation of a surrogate pregnancy may be funded.  Funds are paid directly to the clinical program.

Eligibility: In order to be eligible, applicants must have documented infertility, be legal, permanent residents of the United States, have medical insurance coverage but be uninsured for fertility or IVF treatments, demonstrate financial need and submit a grant application (processing fees apply).

Application Process: The grant application requires in depth financial information and physician diagnosed infertility.  Grants are awarded several times each year coinciding with Board meetings.

For more information and to obtain an application, go to: www.payitforwardfertility.org

 

BabyQuest Foundation – IVF Grant

Baby Quest Foundation is a non-profit organization whose goal is to grant financial assistance to those who cannot afford infertility treatments. Funding can be used for a range of procedures including egg and sperm donation, egg freezing, artificial insemination, IVF, embryo adoption and surrogacy.  

Eligibility:  Applicants must reside in the United States. They must demonstrate financial need, submit required medical documentation and a description of their infertility history as well as the grant application (processing fees apply).

Application Process: Grants are given out two times yearly.

For more information and to obtain an application, go to: www.babyquestfoundation.org

 

Long Island IVF is committed to helping couples build their families and is providing this list for informational purposes only, as a courtesy to help those who may qualify for these programs. Long Island IVF makes no representations regarding the eligibility requirements or continued availability of any of these programs. This list is not exhaustive of all the potential grant and financial servicing options available and patients are encouraged to do their own research into these and other programs.

Wishing you a fast and successful journey to the crib.

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Was this information helpful? Are there any other resources you can add to this list?

 

Photo credit: Stuart Miles/freedigitalphotos.net

 

 

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Long Island IVF’s Personal Financial Counselor and Payment Options

By Tracey Minella

February 17th, 2013 at 4:45 pm

credit: stuart miles/freedigitalphotos.net

For many couples, understanding their infertility diagnosis and treatment options is challenging.  But that can pale in comparison to navigating the financial maze of infertility insurance and payment options for self-pay patients.

Imagine finding out on the day before your retrieval that the IVF cycle you thought was covered, actually isn’t? Fortunately, Long Island IVF can help you avoid such nightmares.

At Long Island IVF, every patient is assigned a “Personal Financial Counselor” that stays with you every step of the way… from the first day you walk through our doors until you’re returned to the care of your OB/GYN. This knowledgeable specialist is a valuable part of your personal treatment team during your time with us.

Your Personal Financial Counselor will act as the liaison between you and your insurance company and help ensure that you know the maximum benefits you may be entitled to for your infertility treatment. She can help explain your coverage, including pre-authorizations, co-pays, doctor referral requirements, and exclusions, if any, before your treatment begins.

Having a Personal Financial Counselor means there will be one specific and knowledgeable person who has your financial back on this journey…freeing you from the frustration of having to explain your whole situation over and over to whoever happens to pick up the phone whenever you call with a question.

Your Personal Financial Counselor can explain monetary or treatment-specific limitations in your policy right upfront when you become a new patient, so you can factor them in when discussing your treatment plan with your doctor. For example, if your plan covers IVF but has a monetary limit, it might affect how many IUIs you’ll want to do before moving on to IVF.

Your Personal Financial Counselor can also advise you about Long Island IVF’s many payment options. There are several different “Self Pay Case Rates” or programs offering bundled services for virtually every treatment protocol, http://bit.ly/Z2uTCj.

Long Island IVF also offers two different grant programs to help patients afford IVF treatment: the “IVF Grant” program http://bit.ly/YjVeKR and the New York State Department of Health, or “DOH Grant” program http://bit.ly/YjVnOD.  You can also reduce your costs if Micro-IVF is appropriate for you http://bit.ly/12ZjvaD.

Another financial option available to Long Island IVF patients is the “IVF Refund Program”. http://bit.ly/ZfqDmC. Also known as the “IVF Financial Share Program”, this program includes up to three (3) fresh IVF and up to three (3) Frozen Embryo Transfer cycles until a live birth is achieved. If you do not give birth, you receive 70% of your fees for the Program refunded to you. For more information about this program, which is administered through In Vitro Sciences, speak to your Personal Financial Counselor or call In Vitro Sciences directly at (877) 678-1999 to see if you meet the clinical and age criteria.

Don’t let your fear or confusion over the financial issues paralyze you from moving forward with your treatment. Let your Personal Financial Counselor explain and help you maximize any medical benefits, or direct you to the best available Long Island IVF  case rate program, grant, or financial refund program possible.

Having a Personal Financial Counselor will allow you to focus only on your medical treatment… and reducing stress can only benefit your treatment outcome.

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What is the single biggest obstacle impacting your infertility treatment plan?

Photo credit: http://www.freedigitalphotos.net/images/Other_Health_and_Bea_g278-Health_Insurance_Approved_Stamp_p96067.html

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